Legal
Privacy Policy
Effective Date:March 1, 2026
This Privacy Policy explains how SkillDham and our product Munshi collect, use, and protect your information.
Information We Collect
- Email address and account credentials
- Financial data you enter (income, expenses, categories)
- Device and usage data for performance and security
- Support communications
How We Use Your Information
- To provide budgeting and reporting features
- To maintain account authentication
- To improve performance and fix bugs
- To prevent fraud and unauthorized access
Data Sharing
We do not sell your personal data. We only share data with trusted infrastructure providers when necessary to run the service.
Data Security
We use secure encrypted connections (HTTPS) and industry-standard security practices to protect your data.
Account Deletion
You may request account deletion anytime. Your data will be removed from our systems unless retention is legally required.
Contact
If you have questions about this policy, contact us:
Email: skilldham24@gmail.com
Website: https://skilldham.com