Legal

Terms & Conditions

Effective Date:March 1, 2026

These terms govern your use of SkillDham and our product Munshi. By using our services, you agree to these terms.

Usage

Munshi is a personal finance tracking application. It does not provide financial, tax, or investment advice.

You are responsible for maintaining account security and ensuring the accuracy of financial data entered.

SkillDham and Munshi are not responsible for financial losses or decisions made based on the data displayed in the application.

We reserve the right to suspend or terminate accounts that violate our policies or misuse the platform.

If you have questions about these terms, contact us: